In 2025, retirees aged 65 and older may be eligible to receive an additional $967 per month through the Supplemental Security Income (SSI) program. This federal benefit is designed to help low-income seniors cover essential expenses. Here’s what you need to know about eligibility, the application process, and how to maximize your benefits.
What Is Supplemental Security Income (SSI)?
SSI is a need-based program managed by the Social Security Administration (SSA). Unlike Social Security retirement benefits, which are based on work history, SSI is funded through general tax revenues and is intended for individuals with limited income and resources.
Who Qualifies for the Extra $967?
To be eligible for SSI in 2025, you must be 65 or older, have limited income and resources, be a U.S. citizen or qualifying non-citizen, and reside in an eligible location. The SSA considers wages, pensions, and other financial support when determining income limits. Resources such as bank accounts and property (excluding your primary home) must fall within the allowed limits $2,000 for individuals and $3,000 for couples.
How to Apply for SSI
To apply, gather necessary documents such as proof of age, income, and residency. Applications can be submitted online via the SSA website or in person at a local Social Security office. After submitting your application, you may need to attend an interview to verify your information. If approved, you will be notified of your benefit amount and payment start date.
Maximizing Your Benefits
To ensure you receive the full $967 per month, report any income or resource changes promptly to the SSA. Some states offer additional SSI payments, so check if you qualify for state supplements. You may also be eligible for other assistance programs like Medicaid or SNAP to further support your financial needs.
Conclusion
The additional $967 per month in SSI benefits can significantly help eligible retirees manage their living expenses. By understanding the requirements and properly completing the application process, you can take full advantage of this financial support in 2025.