Starting in April 2025, the Department for Work and Pensions (DWP) will increase Pension Credit for couples to £346.60 per week, up from £332.95. This increase is designed to provide extra financial support to low-income pensioners, ensuring they have enough to cover essential living costs. Pension Credit is a means-tested benefit that helps retirees with limited income by supplementing their weekly earnings.
Eligibility Criteria for Pension Credit
To qualify for Pension Credit as a couple, both partners must have reached the State Pension age, which is currently 66. The couple’s combined weekly income must be below £346.60 to qualify for the full amount, though those with slightly higher earnings may still be eligible for partial support. Applicants must also be residents of England, Scotland, or Wales, while Northern Ireland residents should check local government guidance.
Additional Benefits of Claiming Pension Credit
Beyond financial assistance, claiming Pension Credit opens the door to other benefits. Eligible couples may receive housing benefit to help with rent payments, a reduction in council tax, and free NHS prescriptions, dental care, and eye tests. Pension Credit recipients over 75 also qualify for a free TV licence, and they may receive winter fuel payments to help with heating costs. These additional benefits make it essential for eligible couples to apply as soon as possible.
How to Apply for Pension Credit
Applying for Pension Credit is straightforward. Applicants should have their National Insurance numbers, income details, savings, and bank information ready. The application can be submitted online via the official Pension Credit page on Gov.uk, by calling the Pension Credit claim line at 0800 99 1234, or through a paper form requested via the helpline. Applications can be made up to four months before reaching State Pension age to ensure timely payments.
Conclusion
The Pension Credit increase to £346.60 per week for couples in April 2025 provides vital financial support for those struggling with living costs. By applying, eligible couples can access not only the increased payments but also additional benefits such as free healthcare, housing support, and reduced utility bills. Checking eligibility and applying early can help pensioners secure the financial assistance they need for a more comfortable retirement.