The Canada Workers Benefit (CWB) is a refundable tax credit designed to support low-income individuals and families, encouraging workforce participation by supplementing their earnings. In 2025, eligible single workers can receive up to $1,518 annually, while families may receive up to $2,616. The Advanced Canada Workers Benefit (ACWB) ensures that recipients receive these funds in quarterly installments, easing financial strain.
Payment Dates for 2025
For 2025, the Canada Revenue Agency (CRA) has scheduled the ACWB payments as follows:
- July 11, 2025
- October 10, 2025
These payments ensure consistent financial support for eligible workers. If a payment date falls on a weekend or federal holiday, funds will be issued on the last business day before the date. If recipients do not receive their funds as expected, they should wait at least five working days before contacting the CRA.
Eligibility Criteria
To qualify for the CWB, applicants must be Canadian residents throughout the tax year and at least 19 years old by December 31, 2024, unless they live with a spouse, common-law partner, or dependent child.
Income thresholds play a crucial role in determining eligibility. Single individuals with an adjusted net income below $35,095 qualify, though the benefit starts reducing for incomes exceeding $24,975. Families must have an adjusted net income below $45,934, with reductions beginning at $28,494.
Some individuals do not qualify for the benefit, including full-time students (unless they have dependents) and those incarcerated for at least 90 days.
How to Apply
The Canada Revenue Agency automatically determines eligibility when individuals file their income tax returns. To receive advance payments through the ACWB, applicants must file their tax return before November 1, 2024. Those who qualify will receive payments directly via direct deposit or cheque.
Conclusion
The Canada Workers Benefit provides crucial financial support to low-income workers, helping them manage expenses and improve their quality of life. Staying informed about eligibility criteria and payment schedules ensures that recipients receive their benefits on time and maximize their financial assistance.